Individuals & families
Your family's health is everything. We look at your doctors, your prescriptions, and your budget together, so you're covered for what you actually use and never paying for what you don't.
Tampa, Florida · Access to all options
We're a brother and sister who run our own brokerage. When you call, you get one of us, not a call center. We'll sit with your options as long as it takes for the right plan to feel clear, and our guidance never costs you anything.
About us
Ask anyone who's worked with me: I make insurance feel less like paperwork and more like a conversation with a friend. I've walked people through just about every scenario there is, so I can usually spot the right fit fast and get you covered without weeks of back and forth. I love this work, and I think you'll feel that from the first hello. Quick, easy, and actually enjoyable is how coverage should be.
I do this work for a simple reason: too many good people overpay for coverage they don't understand, or go without the protection they truly need. Coverage is never one size fits all, so my job is to learn your situation and find what actually fits it. My guidance never costs you a dime. I'm compensated by the carriers, you pay the same premium either way, and if the honest answer is to keep the plan you already have, that's the answer you'll get from me.
“We've been a team since childhood. Now we're yours.” The Rizzos
Who we help
If you don't get insurance through an employer, the whole thing can feel like a maze. You shouldn't have to walk it alone, and with us, you never will.
Your family's health is everything. We look at your doctors, your prescriptions, and your budget together, so you're covered for what you actually use and never paying for what you don't.
You bet on yourself, and we respect that. Freelancers, contractors, and small business owners deserve real coverage even without an employer plan behind them.
Whether it's a plan for you or benefits for a small team, we'll compare what group coverage costs against the alternatives before you commit.
Turning 26, leaving a job, losing group coverage, moving somewhere new. Change is stressful enough, and we'll make sure a gap in coverage isn't part of it.
Networks and prices change every year. A quick review either confirms you're in the right spot or finds you something better. Both are worth knowing.
Dental, vision, and the other pieces most medical plans leave out, priced and explained alongside your main coverage.
How it works
Most people go from first call to enrolled in days rather than weeks. And we stay reachable long after.
Call, email, or send the form below. We'll set up a short conversation with no obligation attached to it.
Your budget, your doctors, your prescriptions, the things you're worried about. We listen first, because this is about your life.
We search what's available to you and walk you through the trade-offs and the costs, so the decision at the end is genuinely yours.
We handle the paperwork and stay in your corner afterward. Questions, claims, annual reviews. We're one call away, for as long as you need us.
Common questions
If your question isn't here, just ask. That's what we're here for.
Get a quote
Tell us a little about yourself and we'll get back to you, usually the same business day. Nothing here is an application, and nothing here commits you to anything. It's just the start of a conversation.
Get in touch
Reach out however feels easiest. There's no charge and no pressure, just a conversation. Our hope is that by the end of it you understand your options better than you did before, whether we end up working together or not.